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Critical Illness
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Critical Illness
Recovery Plan |
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MANULIFE'S CRITICAL ILLNESS RECOVERY
PLAN
Because surviving a critical
illness is just the first step
to recovery
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Statistics show that
Canadians are living
longer. As people live
longer, there is a higher
potential to be affected
by a serious illness
or injury. Statistics
also show that the Canadian
health care consumer
is faced with rising
health care costs, increases
in waiting time for
treatment and limited
availability of appropriate
medical services.
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INDIVIDUAL LIFESTYLE
PROTECTION
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The Critical Illness
Recovery Plan is
designed to cover
the additional expenses
you may be faced
with should you
suffer a severe
injury, or catastrophic
illness, such as
cancer, heart attack
or stroke. This
plan is a perfect
complement to any
income protection
coverage, which
is designed to provide
protection for your
every day living
expenses.
It
provided a lump
sum payment to give
you the independence
to make meaningful
decisions about
your physical and
financial recovery
and protect your
standard of living.
You may use the
payment in any manner
you choose, such
as:
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Out
of country
or non-government
covered
treatments
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Specialized
medical
treatment,
private
nursing
or child
care
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Alter
your
home
or automobile
to accommodate
your
special
needs
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Payments
for
your
mortgage,
business
loans
or other
debts
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CUSTOMER MARKETS
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Non-working
spouses
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Individuals
who
are
unable
to qualify
for
income
protection
coverage
on the
basis
of their
income
or type
of employment
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Individuals
with
certain
non-critical
illness
related
medical
histories
that
prevent
them
from
obtaining
income
protection
coverage
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Employees covered
by group or
association
disability plans
and their families
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Critical Illness
Benefits |
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DO YOU KNOW ANYONE WHO HAS SUFFERED
FROM HEART ATTACK, STROKE OR
CANCER??
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LOOK AT THE STATISTICS AND DON'T
IGNORE THE FACTS |
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1 in 4 Canadians will have a
heart condition or stroke related
illness.
2 in 5 men and 1
in 3 women will develop some
form of cancer during their
lifetime.
1 in 9 women will
have breast cancer during their
lifetime.
125,000 new cancer
cases in Canada are diagnosed
each year. |
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Why should I get Critical Illness
insurance? Will I be on this
list above? |
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Would you have the finances
to support yourself, your business
or your family if you were diagnosed
with cancer or a heart condition?
Even if you could support yourself,
at what price, as you withdraw
from your RRSP's and savings?
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Critical Illness benefits provide
Tax Free Cash in a lump sum
payment from $ 10,000 to $ 1,000,000
on any of the following 20 Conditions: |
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Heart attack |
Major organ transplant |
Stroke |
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Cancer |
Coronary artery bypass |
Kidney failure |
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Blindness |
Deafness |
Loss of speech |
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Severe burns |
Motor neuron disease |
MS (Multiple sclerosis) |
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Paralysis or loss of
limbs |
Coma |
Alzheimer's disease |
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Parkinson's disease |
Occupational HIV |
Insulin dependent diabetes |
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Benign brain tumor |
Severe rheumatoid arthritis |
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Need a quote?
Call (403 228-0901) Ogden Financial Planners.
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How Much Critical Illness Insurance
Do You Require? |
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Mortgage |
$ |
________ |
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Loans |
$ |
________ |
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Timely or non-insured
treatment outside
Canada |
$ |
________ |
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Travel, Lodging
and meals associated
with treatment
outside Canada |
$ |
________ |
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Nurse, housekeeper
or child care
provider
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$ |
________ |
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Equipment (such
as wheelchair,
scooter or home
care bed) |
$ |
________ |
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Home renovations |
$ |
________ |
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Van conversion |
$ |
________ |
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Other ___________________________________ |
$ |
________ |
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Other ___________________________________ |
$ |
________ |
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Total potential
expenses |
$ |
________ |
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Less resources
available from
other sources
|
$ |
________ |
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Amount of
critical illness
insurance for
personal needs |
$ |
________ |
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Mortgage |
$ |
________ |
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Loans |
$ |
________ |
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Additional staff
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$ |
________ |
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Buy/sell insurance
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$ |
________ |
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Other ___________________________________ |
$ |
________ |
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Other ___________________________________ |
$ |
________ |
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Total potential
expenses |
$ |
________ |
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Less resources available
from other sources
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$ |
________ |
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Amount of critical
illness insurance
for business needs |
$ |
________ |
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