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Disability Buy Sell
 
INDIVIDUAL BUSINESS PROTECTION

Buy Sell coverage is designed to provide funding for the remaining owner(s) or shareholder(s) to purchase the business interest from the disabled owner or shareholder.

CUSTOMER MARKETS
  • Partnerships and professional corporations comprised of two to five principals.
  • The types of businesses that would depend on a Buy Sell product for protection might be: accounting firms, advertising agencies, architectural firms, computer firms, medical practices and clinics, osteopathic practices, engineering firms, law practices, employment agencies, and small manufacturers to name a few.
VALUE
  • Premiums paid are tax deductible as a business expense.
  • With the Business Insurance Option, when you financially qualify, you can increase your Buy Sell protection without requiring medical evidence of insurability.
  • Provides peace of mind - the funds will be there to buy out a severely disabled co-owner's or shareholder's ownership in the business.
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